About Better Loan Guide
We'd rather you take an extra ten minutes than sign the wrong loan.
Better Loan Guide exists to help people understand short-term borrowing — payday loans, title loans, and personal loans — before they commit to one, not while they're mid-application.
What we do
We put the pricing of common short-term loan products into plain English: what they typically cost, where borrowers tend to get tripped up, and which alternatives usually work out cheaper. Every number we cite is a general range pulled from public consumer-finance research, since actual pricing shifts by lender and by state.
What we don't do
We don't lend, broker, or service loans of any kind. We never underwrite, approve, or turn down an application, because we don't take applications — nothing here should be mistaken for a loan offer. Message us through the contact form and a real person answers your question; it isn't routed into any approval process.
No loans issued
We don't originate or fund loans of any kind.
No credit decisions
Nothing you submit is used to approve or deny anything.
Sourced ranges
Figures reflect typical published ranges, not any one lender's terms.
Questions about a specific loan type?
The Field Guide covers payday, title, and personal loans chapter by chapter.